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	<title>life-insurance-explained.com &#187; whole life</title>
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	<link>http://www.life-insurance-explained.com</link>
	<description>Life Insurance Explained - Everything About Life Insurance</description>
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		<title>Preneed Life Insurance Policy</title>
		<link>http://www.life-insurance-explained.com/whole-life-insurance/preneed-life-insurance-policy/</link>
		<comments>http://www.life-insurance-explained.com/whole-life-insurance/preneed-life-insurance-policy/#comments</comments>
		<pubDate>Wed, 23 Dec 2009 13:13:24 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Whole Life]]></category>
		<category><![CDATA[final expense insurance policy]]></category>
		<category><![CDATA[Preneed Life Insurance Policy]]></category>
		<category><![CDATA[term life insurance policy]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://www.life-insurance-explained.com/?p=302</guid>
		<description><![CDATA[
Preneed life insurance policies are whole life policies that are usually offered to senior citizens. These policies typically ensure that the funeral, cremation, or burial expenses are paid first in case of the policyholder’s death. Such policies are not restricted to older people and can be bought by any qualifying person of any age group.

The [...]]]></description>
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		<title>Insurance Bond: A Tax Deferred Investment</title>
		<link>http://www.life-insurance-explained.com/whole-life-insurance/insurance-bond/</link>
		<comments>http://www.life-insurance-explained.com/whole-life-insurance/insurance-bond/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 11:33:08 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Whole Life]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[Insurance bond]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[life insurance bonds]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://life-insurance-explained.com/?p=183</guid>
		<description><![CDATA[
An insurance bond is a type of life assurance policy that has one single premium and is used as a tax free investment vehicle in countries such as U.K. After the introduction of unitized insurance funds such bonds are called unit linked bonds or investment bonds.

An insurance bond may be a tax deferred vehicle for [...]]]></description>
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		<title>Insurance Underwriting: Risky Business</title>
		<link>http://www.life-insurance-explained.com/basics/insurance-underwriting/</link>
		<comments>http://www.life-insurance-explained.com/basics/insurance-underwriting/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 12:39:26 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[actuary]]></category>
		<category><![CDATA[Insurance underwriting]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[Senior Life]]></category>
		<category><![CDATA[Term Life]]></category>
		<category><![CDATA[underwriting]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=72</guid>
		<description><![CDATA[
Underwriting is a broad term used for assessing the risks involved in offering a financial product to a consumer. Underwriting is basically the evaluation of the risk that the company will face and whether the insured is eligible for insurance. It is carried out in many fields such as mortgage, capital, insurance or credit. However [...]]]></description>
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		<title>Corporate Owned Life Insurance: Nothing Personal</title>
		<link>http://www.life-insurance-explained.com/whole-life-insurance/corporate-owned-life-insurance/</link>
		<comments>http://www.life-insurance-explained.com/whole-life-insurance/corporate-owned-life-insurance/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 12:31:52 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Whole Life]]></category>
		<category><![CDATA["Janitor" insurance]]></category>
		<category><![CDATA[COLI]]></category>
		<category><![CDATA[Corporate owned life insurance]]></category>
		<category><![CDATA[dead peasants insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=69</guid>
		<description><![CDATA[
Corporate owned life insurance (COLI) is taken out by a company for their employees; however the death benefit goes to the company instead of any relatives or family members of the insured. Many companies took advantage of such tax-free insurance policies in order to provide coverage to even those people who earned very low wages.

The [...]]]></description>
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		<title>Whole Life Insurance: Types</title>
		<link>http://www.life-insurance-explained.com/whole-life-insurance/whole-life-insurance/</link>
		<comments>http://www.life-insurance-explained.com/whole-life-insurance/whole-life-insurance/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 12:06:53 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Whole Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[types of whole life]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=60</guid>
		<description><![CDATA[
Whole life insurance is one that which remains in force for the whole life of the insured person. The need for such insurance arose because all insurance policies used to be term insurance. This did not go well with the majority of people who had nothing to show for the amount shelled out as premiums [...]]]></description>
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		<title>A Valued Policy: An Overview</title>
		<link>http://www.life-insurance-explained.com/whole-life-insurance/valued-policy/</link>
		<comments>http://www.life-insurance-explained.com/whole-life-insurance/valued-policy/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 11:57:17 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Whole Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[life insurance policy]]></category>
		<category><![CDATA[Valued policy]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=57</guid>
		<description><![CDATA[
A valued policy is one in which the full face value of the policy is paid in the event of complete loss; it does not matter what the actual value of the property that is involved is. Life insurance policies are quintessentially valued policies; however valued policies can be purchased for home as well as [...]]]></description>
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		<title>Life Settlement Fund: A Better Alternative</title>
		<link>http://www.life-insurance-explained.com/senior-life-insurance/life-settlement-fund/</link>
		<comments>http://www.life-insurance-explained.com/senior-life-insurance/life-settlement-fund/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 11:48:05 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Senior Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Life settlement fund]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=54</guid>
		<description><![CDATA[
Life insurance is one of the biggest industries on earth, and the life settlement fund is one of the newest manifestation or by-product of the developing insurance business. A life settlement fund could refer to several numbers of institutional financiers who procure life insurance policies from those who would if not cash them out and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Insurance Trust</title>
		<link>http://www.life-insurance-explained.com/whole-life-insurance/life-insurance-trust/</link>
		<comments>http://www.life-insurance-explained.com/whole-life-insurance/life-insurance-trust/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 11:16:48 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Whole Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Life insurance trust]]></category>
		<category><![CDATA[trust]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=42</guid>
		<description><![CDATA[
A life insurance trust is one which is non-revocable and cannot be changed once it is started. The trust acts as the possessor and the receiver of the profits from one or more life insurance policies. In the event of the death of the insured entity, the trustee or manager of the trust supervises every [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>93 Life Insurance Related Terms</title>
		<link>http://www.life-insurance-explained.com/basics/93-life-insurance-related-terms/</link>
		<comments>http://www.life-insurance-explained.com/basics/93-life-insurance-related-terms/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 10:10:02 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance related terms]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[life insurance glossary of terms]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=21</guid>
		<description><![CDATA[
Life insurance or for that matter any type of insurance is a little complicated to understand for people who have no formal education in finance related topics. However, even though insurance (especially life insurance) is a complicated subject, the basics are easier to understand and may go a long way in ensuring that you choose [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Permanent Life Insurance</title>
		<link>http://www.life-insurance-explained.com/whole-life-insurance/permanent-life-insurance/</link>
		<comments>http://www.life-insurance-explained.com/whole-life-insurance/permanent-life-insurance/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 09:23:15 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Whole Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Permanent life insurance]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=18</guid>
		<description><![CDATA[
Permanent Life Insurance is a type of insurance that stays in force until the policy matures or till the event of the death of the insured person. These are more binding and expensive compared to term insurances. However, these are more popular in many developing countries compared to term insurances. The basic types of permanent [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Insurance Basics</title>
		<link>http://www.life-insurance-explained.com/basics/life-insurance-basics/</link>
		<comments>http://www.life-insurance-explained.com/basics/life-insurance-basics/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 09:03:46 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance basics]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Life insurance basics]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=7</guid>
		<description><![CDATA[
Life insurance covers the risk of financial loss due to the death of the policy holder. However, there may be other parties to this contract. A person can be insured by his wife where the policy holder is the wife however the insured person is the husband. The various types of insurances include whole life [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is A Cash Value?</title>
		<link>http://www.life-insurance-explained.com/basics/what-is-a-cash-value/</link>
		<comments>http://www.life-insurance-explained.com/basics/what-is-a-cash-value/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 08:42:07 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[Cash value]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[permanenet life insurance]]></category>
		<category><![CDATA[premiums]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=3</guid>
		<description><![CDATA[
A cash value is offered to the policyholder by the insurance company if the contract is canceled prematurely. To be given the cash value, the policyholder is usually obliged to give up the policy received at beginning of the contract to the issuing life insurance company as certification of rights under the contract.

Cash values are [...]]]></description>
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