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	<title>life-insurance-explained.com &#187; Universal Life Insurance</title>
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	<description>Life Insurance Explained - Everything About Life Insurance</description>
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		<title>Adjustable Life Insurance: A Flexible Option</title>
		<link>http://www.life-insurance-explained.com/universal-life-insurance/adjustable-life-insurance-a-flexible-option/</link>
		<comments>http://www.life-insurance-explained.com/universal-life-insurance/adjustable-life-insurance-a-flexible-option/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 13:05:09 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[adjustable insurance]]></category>
		<category><![CDATA[Adjustable life insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[variable life insurance]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=78</guid>
		<description><![CDATA[
Adjustable life insurance makes the life insurance policy more flexible and consumer friendly. Usually in an adjustable life insurance the premiums and coverage offered can be changed according to the needs and circumstances by the policy holder. This makes these policies similar to variable life insurance. The difference being that variable life insurance does not [...]]]></description>
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		<title>Variable Universal Life Insurance</title>
		<link>http://www.life-insurance-explained.com/universal-life-insurance/variable-universal-life-insurance/</link>
		<comments>http://www.life-insurance-explained.com/universal-life-insurance/variable-universal-life-insurance/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 12:56:39 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[variable life insurance]]></category>
		<category><![CDATA[Variable universal life insurance]]></category>
		<category><![CDATA[VUL]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=75</guid>
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Variable universal life insurance (VUL) is one that builds cash value and operates very much like a mutual fund. The amount is invested in various stocks and bonds just like in a mutual fund and the benefit (dividend) is then passed on to the consumer. These are a type of permanent life insurance policy since [...]]]></description>
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		<title>Insurance Underwriting: Risky Business</title>
		<link>http://www.life-insurance-explained.com/basics/insurance-underwriting/</link>
		<comments>http://www.life-insurance-explained.com/basics/insurance-underwriting/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 12:39:26 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[actuary]]></category>
		<category><![CDATA[Insurance underwriting]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[Senior Life]]></category>
		<category><![CDATA[Term Life]]></category>
		<category><![CDATA[underwriting]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=72</guid>
		<description><![CDATA[
Underwriting is a broad term used for assessing the risks involved in offering a financial product to a consumer. Underwriting is basically the evaluation of the risk that the company will face and whether the insured is eligible for insurance. It is carried out in many fields such as mortgage, capital, insurance or credit. However [...]]]></description>
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		<title>Life Settlement Fund: A Better Alternative</title>
		<link>http://www.life-insurance-explained.com/senior-life-insurance/life-settlement-fund/</link>
		<comments>http://www.life-insurance-explained.com/senior-life-insurance/life-settlement-fund/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 11:48:05 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Senior Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Life settlement fund]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=54</guid>
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Life insurance is one of the biggest industries on earth, and the life settlement fund is one of the newest manifestation or by-product of the developing insurance business. A life settlement fund could refer to several numbers of institutional financiers who procure life insurance policies from those who would if not cash them out and [...]]]></description>
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		<title>Universal Life Insurance</title>
		<link>http://www.life-insurance-explained.com/universal-life-insurance/universal-life-insurance/</link>
		<comments>http://www.life-insurance-explained.com/universal-life-insurance/universal-life-insurance/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 11:33:58 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Permanent life insurance]]></category>
		<category><![CDATA[Whole Life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=48</guid>
		<description><![CDATA[
Universal life insurance is a type of permanent life insurance that builds cash value and this cash value is credited each month with an interest. The interest rate is determined by the insurer or is linked to a financial index. However the policy is debited each month with the cost of insurance, any fees and [...]]]></description>
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		<title>93 Life Insurance Related Terms</title>
		<link>http://www.life-insurance-explained.com/basics/93-life-insurance-related-terms/</link>
		<comments>http://www.life-insurance-explained.com/basics/93-life-insurance-related-terms/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 10:10:02 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance related terms]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[life insurance glossary of terms]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=21</guid>
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Life insurance or for that matter any type of insurance is a little complicated to understand for people who have no formal education in finance related topics. However, even though insurance (especially life insurance) is a complicated subject, the basics are easier to understand and may go a long way in ensuring that you choose [...]]]></description>
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		<title>Permanent Life Insurance</title>
		<link>http://www.life-insurance-explained.com/whole-life-insurance/permanent-life-insurance/</link>
		<comments>http://www.life-insurance-explained.com/whole-life-insurance/permanent-life-insurance/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 09:23:15 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Whole Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Permanent life insurance]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=18</guid>
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Permanent Life Insurance is a type of insurance that stays in force until the policy matures or till the event of the death of the insured person. These are more binding and expensive compared to term insurances. However, these are more popular in many developing countries compared to term insurances. The basic types of permanent [...]]]></description>
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