All Articles Tagged With "Universal Life Insurance"

Adjustable Life Insurance: A Flexible Option
Adjustable Life Insurance: A Flexible Option

Adjustable life insurance makes the life insurance policy more flexible and consumer friendly. Usually in an adjustable life insurance the premiums and coverage offered can be changed according to the needs and circumstances by the policy holder. This makes these policies similar to variable life insurance. ...

Variable Universal Life Insurance
Variable Universal Life Insurance

Variable universal life insurance (VUL) is one that builds cash value and operates very much like a mutual fund. The amount is invested in various stocks and bonds just like in a mutual fund and the benefit (dividend) is then passed on to the consumer. These ...

Insurance Underwriting: Risky Business
Insurance Underwriting: Risky Business

Underwriting is a broad term used for assessing the risks involved in offering a financial product to a consumer. Underwriting is basically the evaluation of the risk that the company will face and whether the insured is eligible for insurance. It is ...

Life Settlement Fund: A Better Alternative
Life Settlement Fund: A Better Alternative

Life insurance is one of the biggest industries on earth, and the life settlement fund is one of the newest manifestation or by-product of the developing insurance business. A life settlement fund could refer to several numbers of institutional financiers who procure life insurance policies from ...

Universal Life Insurance
Universal Life Insurance

Universal life insurance is a type of permanent life insurance that builds cash value and this cash value is credited each month with an interest. The interest rate is determined by the insurer or is linked to a financial index. However the policy is debited each ...

93 Life Insurance Related Terms
93 Life Insurance Related Terms

Life insurance or for that matter any type of insurance is a little complicated to understand for people who have no formal education in finance related topics. However, even though insurance (especially life insurance) is a complicated subject, the basics are easier to understand and may ...

Permanent Life Insurance
Permanent Life Insurance

Permanent Life Insurance is a type of insurance that stays in force until the policy matures or till the event of the death of the insured person. These are more binding and expensive compared to term insurances. However, these are more popular in many developing countries ...