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All Articles Tagged With "life insurance"
Stranger Originated Life Insurance
A stranger originated life insurance (STOLI) is one which is taken out by a person who has no relationship to the insured. Such type of insurance has drawn criticism since it provides the opportunity for murder. Such type of insurance is also used as an ...
Child Life Insurance: The Paradox
Child life insurance is one that provides financial reimbursement in case of the death of a person’s child. This type of insurance can also be used if the child develops a serious illness and would like to have life insurance when he or she becomes an ...
Senior Life Insurance: Various Options
Senior life insurance can be of great importance to people who have crossed the age of 50 or 65. This is because many people do not want to burden their loved ones with funeral and other related expenses when they die. A senior life insurance ensures ...
Insurance Bond: A Tax Deferred Investment
An insurance bond is a type of life assurance policy that has one single premium and is used as a tax free investment vehicle in countries such as U.K. After the introduction of unitized insurance funds such bonds are called unit linked bonds or investment bonds. An ...
Adjustable Life Insurance: A Flexible Option
Adjustable life insurance makes the life insurance policy more flexible and consumer friendly. Usually in an adjustable life insurance the premiums and coverage offered can be changed according to the needs and circumstances by the policy holder. This makes these policies similar to variable life insurance. ...
Variable Universal Life Insurance
Variable universal life insurance (VUL) is one that builds cash value and operates very much like a mutual fund. The amount is invested in various stocks and bonds just like in a mutual fund and the benefit (dividend) is then passed on to the consumer. These ...
Insurance Underwriting: Risky Business
Underwriting is a broad term used for assessing the risks involved in offering a financial product to a consumer. Underwriting is basically the evaluation of the risk that the company will face and whether the insured is eligible for insurance. It is ...
Corporate Owned Life Insurance: Nothing Personal
Corporate owned life insurance (COLI) is taken out by a company for their employees; however the death benefit goes to the company instead of any relatives or family members of the insured. Many companies took advantage of such tax-free insurance policies in order to provide coverage ...
Whole Life Insurance: Types
Whole life insurance is one that which remains in force for the whole life of the insured person. The need for such insurance arose because all insurance policies used to be term insurance. This did not go well with the majority of people who had nothing ...
A Valued Policy: An Overview
A valued policy is one in which the full face value of the policy is paid in the event of complete loss; it does not matter what the actual value of the property that is involved is. Life insurance policies are quintessentially valued policies; however valued ...
Life Settlement Fund: A Better Alternative
Life insurance is one of the biggest industries on earth, and the life settlement fund is one of the newest manifestation or by-product of the developing insurance business. A life settlement fund could refer to several numbers of institutional financiers who procure life insurance policies from ...
MOST POPULAR - OPINION
- Adjustable Life Insurance: A Flexible Option
- Unit Linked Life Insurance Plan
- Child Life Insurance: The Paradox
- Preneed Life Insurance Policy
- Return Of Premium Term Life Insurance : Better “Terms”
- Variable Universal Life Insurance
- Insurance Bond: A Tax Deferred Investment
- Insurance Underwriting: Risky Business
- Senior Life Insurance: Various Options
- Life Annuity And Insurance
