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	<title>life-insurance-explained.com &#187; insurance</title>
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	<link>http://www.life-insurance-explained.com</link>
	<description>Life Insurance Explained - Everything About Life Insurance</description>
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		<title>Service-Disabled Veterans Insurance</title>
		<link>http://www.life-insurance-explained.com/senior-life-insurance/service-disabled-veterans-insurance/</link>
		<comments>http://www.life-insurance-explained.com/senior-life-insurance/service-disabled-veterans-insurance/#comments</comments>
		<pubDate>Mon, 21 Dec 2009 14:47:33 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Senior Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[senior insurance]]></category>
		<category><![CDATA[Service-Disabled Veterans Insurance]]></category>
		<category><![CDATA[veterans]]></category>
		<category><![CDATA[veterans insurance]]></category>

		<guid isPermaLink="false">http://www.life-insurance-explained.com/?p=285</guid>
		<description><![CDATA[
The Service-Disabled Veterans Insurance started in 1951 to meet the insurance needs of veterans with service related disabilities. This insurance is available in many permanent plans as well as term plans. The maximum face value for such insurance is $10,000 and the applicant needs to fulfill certain criteria before being eligible for Service-Disabled Veterans Insurance [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Senior Life Insurance: Various Options</title>
		<link>http://www.life-insurance-explained.com/senior-life-insurance/senior-life-insurance/</link>
		<comments>http://www.life-insurance-explained.com/senior-life-insurance/senior-life-insurance/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 10:00:10 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Senior Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[life insurance after retierment]]></category>
		<category><![CDATA[Life settlement fund]]></category>

		<guid isPermaLink="false">http://life-insurance-explained.com/?p=239</guid>
		<description><![CDATA[
Senior life insurance can be of great importance to people who have crossed the age of 50 or 65. This is because many people do not want to burden their loved ones with funeral and other related expenses when they die. A senior life insurance ensures that your family does not have to shell out [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Adjustable Life Insurance: A Flexible Option</title>
		<link>http://www.life-insurance-explained.com/universal-life-insurance/adjustable-life-insurance-a-flexible-option/</link>
		<comments>http://www.life-insurance-explained.com/universal-life-insurance/adjustable-life-insurance-a-flexible-option/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 13:05:09 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[adjustable insurance]]></category>
		<category><![CDATA[Adjustable life insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[variable life insurance]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=78</guid>
		<description><![CDATA[
Adjustable life insurance makes the life insurance policy more flexible and consumer friendly. Usually in an adjustable life insurance the premiums and coverage offered can be changed according to the needs and circumstances by the policy holder. This makes these policies similar to variable life insurance. The difference being that variable life insurance does not [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Corporate Owned Life Insurance: Nothing Personal</title>
		<link>http://www.life-insurance-explained.com/whole-life-insurance/corporate-owned-life-insurance/</link>
		<comments>http://www.life-insurance-explained.com/whole-life-insurance/corporate-owned-life-insurance/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 12:31:52 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Whole Life]]></category>
		<category><![CDATA["Janitor" insurance]]></category>
		<category><![CDATA[COLI]]></category>
		<category><![CDATA[Corporate owned life insurance]]></category>
		<category><![CDATA[dead peasants insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=69</guid>
		<description><![CDATA[
Corporate owned life insurance (COLI) is taken out by a company for their employees; however the death benefit goes to the company instead of any relatives or family members of the insured. Many companies took advantage of such tax-free insurance policies in order to provide coverage to even those people who earned very low wages.

The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Unit Linked Life Insurance Plan</title>
		<link>http://www.life-insurance-explained.com/basics/unit-linked-life-insurance-plan/</link>
		<comments>http://www.life-insurance-explained.com/basics/unit-linked-life-insurance-plan/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 12:15:52 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[Insurace plans]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[ULIP]]></category>
		<category><![CDATA[Unit linked insurance plans]]></category>
		<category><![CDATA[unit linked plans]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=63</guid>
		<description><![CDATA[
Unit linked Insurance plan is one that provides life insurance where the policy value varies according to the change in the value of the assets at that point in time. This value is also called net asset value or NAV. NAV is calculated by deducting the liabilities from the assets and is also used in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Whole Life Insurance: Types</title>
		<link>http://www.life-insurance-explained.com/whole-life-insurance/whole-life-insurance/</link>
		<comments>http://www.life-insurance-explained.com/whole-life-insurance/whole-life-insurance/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 12:06:53 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Whole Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[types of whole life]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=60</guid>
		<description><![CDATA[
Whole life insurance is one that which remains in force for the whole life of the insured person. The need for such insurance arose because all insurance policies used to be term insurance. This did not go well with the majority of people who had nothing to show for the amount shelled out as premiums [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>A Valued Policy: An Overview</title>
		<link>http://www.life-insurance-explained.com/whole-life-insurance/valued-policy/</link>
		<comments>http://www.life-insurance-explained.com/whole-life-insurance/valued-policy/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 11:57:17 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Whole Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[life insurance policy]]></category>
		<category><![CDATA[Valued policy]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=57</guid>
		<description><![CDATA[
A valued policy is one in which the full face value of the policy is paid in the event of complete loss; it does not matter what the actual value of the property that is involved is. Life insurance policies are quintessentially valued policies; however valued policies can be purchased for home as well as [...]]]></description>
		<wfw:commentRss>http://www.life-insurance-explained.com/whole-life-insurance/valued-policy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Settlement Fund: A Better Alternative</title>
		<link>http://www.life-insurance-explained.com/senior-life-insurance/life-settlement-fund/</link>
		<comments>http://www.life-insurance-explained.com/senior-life-insurance/life-settlement-fund/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 11:48:05 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Senior Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Life settlement fund]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=54</guid>
		<description><![CDATA[
Life insurance is one of the biggest industries on earth, and the life settlement fund is one of the newest manifestation or by-product of the developing insurance business. A life settlement fund could refer to several numbers of institutional financiers who procure life insurance policies from those who would if not cash them out and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Universal Life Insurance</title>
		<link>http://www.life-insurance-explained.com/universal-life-insurance/universal-life-insurance/</link>
		<comments>http://www.life-insurance-explained.com/universal-life-insurance/universal-life-insurance/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 11:33:58 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Permanent life insurance]]></category>
		<category><![CDATA[Whole Life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=48</guid>
		<description><![CDATA[
Universal life insurance is a type of permanent life insurance that builds cash value and this cash value is credited each month with an interest. The interest rate is determined by the insurer or is linked to a financial index. However the policy is debited each month with the cost of insurance, any fees and [...]]]></description>
		<wfw:commentRss>http://www.life-insurance-explained.com/universal-life-insurance/universal-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Insurance Trust</title>
		<link>http://www.life-insurance-explained.com/whole-life-insurance/life-insurance-trust/</link>
		<comments>http://www.life-insurance-explained.com/whole-life-insurance/life-insurance-trust/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 11:16:48 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Whole Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Life insurance trust]]></category>
		<category><![CDATA[trust]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=42</guid>
		<description><![CDATA[
A life insurance trust is one which is non-revocable and cannot be changed once it is started. The trust acts as the possessor and the receiver of the profits from one or more life insurance policies. In the event of the death of the insured entity, the trustee or manager of the trust supervises every [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Decreasing Term Life Insurance</title>
		<link>http://www.life-insurance-explained.com/term-life-insurance/decreasing-term-life-insurance/</link>
		<comments>http://www.life-insurance-explained.com/term-life-insurance/decreasing-term-life-insurance/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 11:10:17 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Term Life]]></category>
		<category><![CDATA[Decreasing term life insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=39</guid>
		<description><![CDATA[
Decreasing term life insurance is a type of term life insurance. It is different from a level term insurance, which guarantees a fixed payout if you pass away or if you are detected with a serious disease or disability as defined by the policy. As an alternative, the quantity of disbursement reduces, frequently on an [...]]]></description>
		<wfw:commentRss>http://www.life-insurance-explained.com/term-life-insurance/decreasing-term-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Level Term Insurance</title>
		<link>http://www.life-insurance-explained.com/term-life-insurance/level-term-insurance/</link>
		<comments>http://www.life-insurance-explained.com/term-life-insurance/level-term-insurance/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 11:01:56 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Term Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Level term insurance]]></category>
		<category><![CDATA[short term insurance]]></category>
		<category><![CDATA[term insurance]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=36</guid>
		<description><![CDATA[
Level term insurance is a sort of life insurance that provides steady coverage over a specific period of time. The face value of a level term policy stays the same for the period of the time selected. Life insurance terms can be from one year to 30 years or more. However, level term coverage can [...]]]></description>
		<wfw:commentRss>http://www.life-insurance-explained.com/term-life-insurance/level-term-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>93 Life Insurance Related Terms</title>
		<link>http://www.life-insurance-explained.com/basics/93-life-insurance-related-terms/</link>
		<comments>http://www.life-insurance-explained.com/basics/93-life-insurance-related-terms/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 10:10:02 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance related terms]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[life insurance glossary of terms]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=21</guid>
		<description><![CDATA[
Life insurance or for that matter any type of insurance is a little complicated to understand for people who have no formal education in finance related topics. However, even though insurance (especially life insurance) is a complicated subject, the basics are easier to understand and may go a long way in ensuring that you choose [...]]]></description>
		<wfw:commentRss>http://www.life-insurance-explained.com/basics/93-life-insurance-related-terms/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Permanent Life Insurance</title>
		<link>http://www.life-insurance-explained.com/whole-life-insurance/permanent-life-insurance/</link>
		<comments>http://www.life-insurance-explained.com/whole-life-insurance/permanent-life-insurance/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 09:23:15 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Whole Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Permanent life insurance]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=18</guid>
		<description><![CDATA[
Permanent Life Insurance is a type of insurance that stays in force until the policy matures or till the event of the death of the insured person. These are more binding and expensive compared to term insurances. However, these are more popular in many developing countries compared to term insurances. The basic types of permanent [...]]]></description>
		<wfw:commentRss>http://www.life-insurance-explained.com/whole-life-insurance/permanent-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reducing Life Insurance Costs</title>
		<link>http://www.life-insurance-explained.com/basics/reducing-life-insurance-costs/</link>
		<comments>http://www.life-insurance-explained.com/basics/reducing-life-insurance-costs/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 09:15:09 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[cutting life insurance costs]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance costs]]></category>
		<category><![CDATA[insurance premiums]]></category>
		<category><![CDATA[life insurance costs]]></category>
		<category><![CDATA[reducing life insurance costs]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=15</guid>
		<description><![CDATA[
Life insurance is indeed a matter of life and death. However, the primary function of this product is financial damage control under fatal unforeseen circumstances. On the other hand life expectancy has increased in the last few decades and it is highly probable that you will end up saving money on life insurance. Some tips [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life Insurance Basics</title>
		<link>http://www.life-insurance-explained.com/basics/life-insurance-basics/</link>
		<comments>http://www.life-insurance-explained.com/basics/life-insurance-basics/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 09:03:46 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Basics]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance basics]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Life insurance basics]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://bettertestlife.com/?p=7</guid>
		<description><![CDATA[
Life insurance covers the risk of financial loss due to the death of the policy holder. However, there may be other parties to this contract. A person can be insured by his wife where the policy holder is the wife however the insured person is the husband. The various types of insurances include whole life [...]]]></description>
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