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	<title>life-insurance-explained.com &#187; Universal Life Insurance</title>
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	<description>Life Insurance Explained - Everything About Life Insurance</description>
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		<title>Adjustable Life Insurance: A Flexible Option</title>
		<link>http://www.life-insurance-explained.com/universal-life-insurance/adjustable-life-insurance-a-flexible-option/</link>
		<comments>http://www.life-insurance-explained.com/universal-life-insurance/adjustable-life-insurance-a-flexible-option/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 13:05:09 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[adjustable insurance]]></category>
		<category><![CDATA[Adjustable life insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[variable life insurance]]></category>

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Adjustable life insurance makes the life insurance policy more flexible and consumer friendly. Usually in an adjustable life insurance the premiums and coverage offered can be changed according to the needs and circumstances by the policy holder. This makes these policies similar to variable life insurance. The difference being that variable life insurance does not [...]]]></description>
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		<title>Variable Universal Life Insurance</title>
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		<pubDate>Tue, 15 Dec 2009 12:56:39 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[life insurance]]></category>
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Variable universal life insurance (VUL) is one that builds cash value and operates very much like a mutual fund. The amount is invested in various stocks and bonds just like in a mutual fund and the benefit (dividend) is then passed on to the consumer. These are a type of permanent life insurance policy since [...]]]></description>
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		<title>Universal Life Insurance</title>
		<link>http://www.life-insurance-explained.com/universal-life-insurance/universal-life-insurance/</link>
		<comments>http://www.life-insurance-explained.com/universal-life-insurance/universal-life-insurance/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 11:33:58 +0000</pubDate>
		<dc:creator>Sahil</dc:creator>
				<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Permanent life insurance]]></category>
		<category><![CDATA[Whole Life]]></category>

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Universal life insurance is a type of permanent life insurance that builds cash value and this cash value is credited each month with an interest. The interest rate is determined by the insurer or is linked to a financial index. However the policy is debited each month with the cost of insurance, any fees and [...]]]></description>
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