Whole Life

Preneed Life Insurance Policy

Preneed Life Insurance Policy

Preneed life insurance policies are whole life policies that are usually offered to senior citizens. These policies typically ensure that the funeral, cremation, or burial ...

Insurance Bond: A Tax Deferred Investment

Insurance Bond: A Tax Deferred Investment

An insurance bond is a type of life assurance policy that has one single premium and is used as a tax free investment vehicle in countries ...

Universal Life Insurance

Adjustable Life Insurance: A Flexible Option
Adjustable Life Insurance: A Flexible Option

Adjustable life insurance makes the life insurance policy more flexible and consumer friendly. Usually in an adjustable life insurance the premiums and coverage offered can be ...

Variable Universal Life Insurance
Universal Life Insurance
Return Of Premium Term Life Insurance : Better “Terms”

Return Of Premium Term Life Insurance : Better “Terms”

Return of premium term life insurance is a type of term life insurance that solves the inevitable dilemma that a term life policy presents. In traditional term life policies, the amount of premiums is non refundable and once the term expires, the policyholder is left with ...

Cost Of Living Rider: Advantages

Cost Of Living Rider: Advantages

The cost of living rider is a rider to life insurance or disability insurance which counterbalances and keeps up the value of the policy at par ...

Group Term Life Insurance: The Frugal Alternative

Group Term Life Insurance: The Frugal Alternative

Group term life insurance is a type of insurance policy that covers numerous people at one time. As the name itself suggests an insurance policy that ...

Endowment Insurance Policy

Endowment Insurance Policy

An endowment policy is a contract that pays a lump sum amount in the event of death of the insured or after ‘maturity’ of the contract. ...

Decreasing Term Life Insurance

Decreasing Term Life Insurance

Decreasing term life insurance is a type of term life insurance. It is different from a level term insurance, which guarantees a fixed payout if you ...

Level Term Insurance

Level Term Insurance

Level term insurance is a sort of life insurance that provides steady coverage over a specific period of time. The face value of a level term ...

Term Life Insurance: Pros and Cons

Term Life Insurance: Pros and Cons

Term insurance is short term in nature and provides protection for usually one year. This is the cheapest form of insurance that is available albeit the ...