Whole Life

Preneed Life Insurance Policy

Preneed life insurance policies are whole life policies that are usually offered to senior citizens. These policies typically ensure that the funeral, cremation, or burial ...

Insurance Bond: A Tax Deferred Investment

An insurance bond is a type of life assurance policy that has one single premium and is used as a tax free investment vehicle in countries ...

Universal Life Insurance

Adjustable Life Insurance: A Flexible Option

Adjustable life insurance makes the life insurance policy more flexible and consumer friendly. Usually in an adjustable life insurance the premiums and coverage offered can be ...

Variable Universal Life Insurance
Universal Life Insurance
Accidental Death and Dismemberment Insurance

Accidental Death and Dismemberment Insurance

Accidental death and dismemberment insurance (AD&D) is offered through a policy that pays additional benefits in case of a non work related accident. In the event of accidental death this insurance will pay a little more in addition to the insurance that is already held. ...

Stranger Originated Life Insurance

Stranger Originated Life Insurance

A stranger originated life insurance (STOLI) is one which is taken out by a person who has no relationship to the insured. Such type of ...

Service-Disabled Veterans Insurance

Service-Disabled Veterans Insurance

The Service-Disabled Veterans Insurance started in 1951 to meet the insurance needs of veterans with service related disabilities. This insurance is available in many permanent plans ...

Servicemembers’ Group Life Insurance

Servicemembers’ Group Life Insurance

Service-members’ Group life insurance (SGLI) is a life insurance policy in the United States that is made available to all active duty service members and members ...

Viatical Settlement: The Last Option

Viatical Settlement: The Last Option

A viatical settlement is a life insurance policy sold pre-maturely to a third party which then pays an amount to the policy holder that is greater ...

Senior Life Insurance: Various Options

Senior Life Insurance: Various Options

Senior life insurance can be of great importance to people who have crossed the age of 50 or 65. This is because many people do not ...

Life Settlement Fund: A Better Alternative

Life Settlement Fund: A Better Alternative

Life insurance is one of the biggest industries on earth, and the life settlement fund is one of the newest manifestation or by-product of the developing ...

Life Annuity And Insurance

Life Annuity And Insurance

Life annuity is a contract between a financial institution and the consumer where the consumer makes a lump sum or series of payments to the institution. In return for these payments, the consumer gets regular paybacks from the insurance company or the financial institution after retirement ...