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Insurance Underwriting: Risky Business

Insurance Underwriting: Risky Business

Underwriting is a broad term used for assessing the risks involved in offering a financial product to a consumer. Underwriting is basically the evaluation of the risk that the company will face and whether the insured is eligible for insurance. It is ...

 
Unit Linked Life Insurance Plan

Unit Linked Life Insurance Plan

Unit linked Insurance plan is one that provides life insurance where the policy value varies according to the change in the value of the assets at that point in time. This ...

Actuary

Actuary

An actuary is a professional who specializes in dealing and calculating risks and their financial impact. An actuary is a very broad term for a professional who usually takes up one ...

Actuarial Science

Actuarial Science

Actuarial science is used to determine the risks involved in the insurance and financial sector. Actuaries are professionals who are employed to do this job using their skills in fields such ...

93 Life Insurance Related Terms

93 Life Insurance Related Terms

Life insurance or for that matter any type of insurance is a little complicated to understand for people who have no formal education in finance related topics. However, even though insurance ...

Reducing Life Insurance Costs

Reducing Life Insurance Costs

Life insurance is indeed a matter of life and death. However, the primary function of this product is financial damage control under fatal unforeseen circumstances. On the other hand life expectancy has increased in the last few decades and it is ...

Life Insurance Basics

Life Insurance Basics

Life insurance covers the risk of financial loss due to the death of the policy holder. However, there may be other parties to this contract. A person can be insured by his wife where the policy holder is the wife however ...

What Is A Cash Value?

What Is A Cash Value?

A cash value is offered to the policyholder by the insurance company if the contract is canceled prematurely. To be given the cash value, the policyholder is usually obliged to give up the policy received at beginning of the contract to ...